Al Masraf Cards are packed with exciting features and benefits which makes your shopping, travel and life style experience truly rewarding.
Earn Rewards on all your Credit card spends. Redeem for Cash back or a host of offers from Flights, Hotel or Shopping.
Apply now| Retail credit & covered cards | Revised Reward points earned for every 1 USD (which works out to 1% cash back equivalent) | Example: to convert points to Cash value | ||
|---|---|---|---|---|
| International points | Domestic points | Sp MCC points | ||
| World Elite | 0.735 | 0.735 | 0.735 | Spend = 3,000 Convert to USD: 3,000 / 3.675 = USD 816 Points earned: USD 816 x 0.735 points = 600 Convert points to Cash back = 600 points x 0.05 = 30 Therefore cash back = 1% on spend (3,000 x 1% = 30) |
| World | 0.735 | 0.735 | 0.735 | |
| Platinum | 0.735 | 0.735 | 0.735 | |
What do we offer?
Airport Lounge Access
Buy-1-Get 1 Free Offers
Cleartrip Airline Discount
Purchase Protection
Please note that Bank issues credit cards subject to meeting AECB, CB UAE guidelines and banks internal credit, risk and compliance policies.
Cardholder should activate their card and choose their own PIN via our IVR by calling 600 52 9999 to use their card.
Cardholder can do a maximum of 3 without pin contactless transactions per day of 500 each. Post that they can do contactless transaction with Pin. Customer is responsible and liable for all the transactions.
Cardholder can call the contact center at 600 52 9999 to report any fraudulent transaction and block their card. Cardholder can submit a dispute form with the details to claim the amount back. A replacement card will be issued to the cardholder.
UAE Nationals
UAE Residents / Non-Residents
Age 18 years and above
Emirates ID
To download click here
Open your account in matter of minutes using your Emirates ID
Bank anytime, anywhere with our Online Mobile Banking platform, providing secure 24/7 access to your account. Manage and keep track of your finances with ease: pay bills, make secure transfers,manage your cards, all in one place.
Copyright © 2026 All rights reserved. Arab Bank for Investment & Foreign Trade
(Public Joint Stock Company), licensed & regulated by the Central Bank of the UAE.
Last updated at 11/09/2026 07:16:11 PM
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