Asset Pricing and EIBOR/SOFR

Asset Pricing and EIBOR/SOFR
Conventional
Product UAE Nationals Expatriates
Personal Loans
Reducing Balance
5.49 % - 11.49 % 5.71 % - 12.21 %
Auto Loans
Flat Rates
New & Used Cars 2.49 % - 5.19 %
Home loans
Reducing Balance
Fixed for First 3 years 4.10 % - 6.10 %
Remaining Tenure
Hybrid Pricing
3 Month EIBOR + 1.99% to 2.99%, Minimum of 4.10% to 6.10%
For computation of Home Loans hybrid rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices) to know the 1/3/6 months EIBOR (as applicable).
Note: The above rates are indicative and may vary based on the AECB score/Salary slabs/segment.
Any changes to the above rates will be communicated on this page.
Islamic
Product UAE Nationals Expatriates
Personal Finance
Reducing Balance
5.49 % - 11.49 % 5.71 % - 12.21 %
Auto Finance
Flat Rates
New & Used Cars 2.49 % - 5.19 %
Home Finance
Reducing Balance
Fixed for First 3 years 4.10 % - 6.10 %
Remaining Tenure
Hybrid Pricing
3 Month EIBOR + 1.99% to 2.99%, Minimum of 4.10% to 6.10%
For computation of Home Finance hybrid rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices) to know the 1/3/6 months EIBOR (as applicable).
Note: The above rates are indicative and may vary based on the AECB score/Salary slabs/segment.
Any changes to the above rates will be communicated on this page.
Identifier As of 17th June 2026
EIBOR - 3 month 3.80
SOFR - 3 month 3.67

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Last updated at 11/09/2026 07:16:11 PM