Bank on the go
Mobile Banking
High level security features are in place to make your online banking safe and secure with 24 hours access to all your accounts from anywhere.
Download App
| Conventional | |||
|---|---|---|---|
| Product | UAE Nationals | Expatriates | |
| Personal Loans (Reducing Balance) | 5.49 % - 11.49 % | 5.71 % - 12.21 % | |
| Auto Loans (Flat Rates) | New & Used Cars | 2.49 % - 5.19 % | |
| Home loans (Reducing Balance) | Fixed for First 3 years | 4.10 % - 6.10 % | |
| Remaining Tenure (Hybrid Pricing) | 3 Month EIBOR + 1.99% to 2.99%, Minimum of 4.10% to 6.10% | ||
| For computation of Home Loans hybrid rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices) to know the 1/3/6 months EIBOR (as applicable). | |||
| Note: The above rates are indicative and may vary based on the AECB score/Salary slabs/segment. Any changes to the above rates will be communicated on this page. | |||
| Islamic | |||
|---|---|---|---|
| Product | UAE Nationals | Expatriates | |
| Personal Loans (Reducing Balance) | 5.49 % - 11.49 % | 5.71 % - 12.21 % | |
| Auto Finance (Flat Rates) | New & Used Cars | 2.49 % - 5.19 % | |
| Home Finance (Reducing Balance) | Fixed for First 3 years | 4.10 % - 6.10 % | |
| Remaining Tenure (Hybrid Pricing) | 3 Month EIBOR + 1.99% to 2.99%, Minimum of 4.10% to 6.10% | ||
| For computation of Home Loans Finance hybrid rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices) to know the 1/3/6 months EIBOR (as applicable). | |||
| Note: The above rates are indicative and may vary based on the AECB score/Salary slabs/segment. Any changes to the above rates will be communicated on this page. | |||
| Personal Loans | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 9.49% |
| Affluent Segment | 15k - 79.9k | 10.49% |
| Mass Segment | < 15k | 13.49% |
| Personal Finance | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 9.49% |
| Affluent Segment | 15k - 79.9k | 10.49% |
| Mass Segment | < 15k | 13.49% |
| Personal Loans | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 9.49% |
| Affluent Segment | 15k - 79.9k | 10.49% |
| Mass Segment | < 15k | 13.49% |
| Personal Finance | ||
|---|---|---|
| Segment | Monthly Salary | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 9.49% |
| Affluent Segment | 15k - 79.9k | 10.49% |
| Mass Segment | < 15k | 13.49% |
| Auto Loans - New & Used Cars | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 7.79% |
| Affluent Segment | 15k - 79.9k | 8.49% |
| Mass Segment | < 15k | 8.69% |
| Company | - | 8.99% |
| Auto Finance - New & Used Cars | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Reducing Interest Rate per annum |
| HNW Segment | >= 80k | 7.79% |
| Affluent Segment | 15k - 79.9k | 8.49% |
| Mass Segment | < 15k | 8.69% |
| Company | - | 8.99% |
| Home Mortgage Loans - Reducing Rates | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Variable rates |
| HNW Segment | >= 80k | 3m EIBOR + 3.29% margin Min 5.99% |
| Affluent Segment | 15k - 79.9k | 3m EIBOR + 4.29% margin Min 6.99% |
| Mass Segment | < 15k | 3m EIBOR + 5.29% margin Min 7.99% |
| Home Mortgage Finance - Reducing Rates | ||
|---|---|---|
| Applicable for Salaried & Self Employed | ||
| Segment | Monthly Income | Variable rates |
| HNW Segment | >= 80k | 3m EIBOR + 3.29% margin Min 5.99% |
| Affluent Segment | 15k - 79.9k | 3m EIBOR + 4.29% margin Min 6.99% |
| Mass Segment | < 15k | 3m EIBOR + 5.29% margin Min 7.99% |
| Overdraft - Reducing Rate per annum | |||
|---|---|---|---|
| Applicable for Salaried & Self Employed | |||
| Segment | Monthly Income | Salary Transfer/Non Salary Transfer | FD under Lien |
| HNW Segment | >= 80k | 9.49% | FD + 1% |
| Affluent Segment | 15k - 79.9k | 10.49% | FD + 1% |
| Mass Segment | < 15k | 13.49% | FD + 1% |
| Identifier | As of 12th April 2025 |
|---|---|
| EIBOR - 3 month | 4.25 |
| SOFR - 3 month | 4.24 |
High level security features are in place to make your online banking safe and secure with 24 hours access to all your accounts from anywhere.
